How Much Does It Cost to Relocate? A Comprehensive Guide

Moving house can feel overwhelming, but knowing what to expect financially can ease the stress. You’re probably wondering, “How much does it cost to relocate?” Whether you’re a first-time buyer or relocating to a new area, this guide will break down all the costs involved, from estate agent fees to removal company charges. By reading on, you’ll discover practical tips to save money and make your move smoother. Let’s dive in and help you plan your budget effectively, ensuring a stress-free transition to your new home.

how much does it cost to relocate

Major Costs Involved in Relocating

Relocating involves numerous expenses. Here’s a comprehensive breakdown of the major costs you should anticipate:

Estate Agent Fees

When selling your home, you’ll need to consider estate agents fees. These typically range from 1% to 3% of the property price. It’s wise to compare house estate agents to find the best deal. Many agents offer a fixed price option, which can sometimes be more economical. The services provided by estate agents include marketing your property, arranging viewings, and negotiating the sale.

Legal Fees

Engaging a solicitor or conveyancer is crucial for handling the legalities of your move. Legal fees can range from £800 to £1,500, depending on the complexity of your sale and purchase. These fees cover essential services such as property searches, contract exchanges, and handling the transfer of funds. Ensuring your legal representative is thorough can prevent costly issues later on.

Stamp Duty

Stamp duty is a significant expense when purchasing a new house. The amount you pay varies based on the property price and your buyer status, such as being a first-time buyer or not. For instance, first-time buyers might be eligible for a discount, while additional property purchases often incur higher rates. Using a stamp duty calculator can help you estimate this cost accurately.

Removal Companies

Hiring removal companies can simplify your move. Costs vary depending on distance and services needed, such as packing and storage. Expect to budget between £400 and £1,200 for a standard move. It’s advisable to get quotes from multiple removal companies to find the best prices. For example, you can access the Amazing Moves website to get a quote. Remember, the cheapest option might not always offer the best service, so consider previous customers’ reviews and the company’s reputation.

Buildings Insurance

Buildings insurance is essential and often required by mortgage lenders to protect your new home against structural damage. This insurance covers the cost of repairing or rebuilding your property if it’s damaged by events like fires, floods, or storms. It’s important to ensure that your coverage amount matches the rebuild cost of your house, not its market value.

Survey and Valuation Fees

A property survey is important for identifying any structural issues. The cost of a survey can range from £500 to £1,500, depending on the survey type and property size. Common types of surveys include basic valuations, homebuyer reports, and full structural surveys. Investing in a thorough survey can save you money by uncovering potential problems before you commit to the purchase.

Land Transaction Tax

In Wales, buyers must consider the land transaction tax, which varies based on the property’s purchase price. This tax is similar to stamp duty and is charged on property purchases over a certain threshold. It’s important to check the current rates and thresholds to understand how much you’ll need to budget for this tax.

Council Tax

Remember to budget for council tax at your new property, which varies by location and property value. Council tax is an annual fee that contributes to local services such as waste collection, libraries, and public transport. The amount you pay is determined by the valuation band of your property, so it can be helpful to check this before moving.

Miscellaneous Costs

Additional expenses include mail redirection services, which ensure you don’t miss important correspondence, and potentially reassembling furniture on your moving day. You might also need to consider costs like cleaning services for your old property and any new furnishings or modifications needed for your new home. Planning for these smaller expenses can help you avoid financial surprises during your move.

Additional Costs to Consider

how much to relocate

When relocating, several additional costs can arise that may not be immediately obvious. Here’s a detailed look at some of these expenses:

Packing Services

Opting for professional packing services can save time and ensure your belongings are safely packed. These services usually cost extra but can be worthwhile, especially for fragile or valuable items. Many removal companies offer comprehensive packages that include packing and unpacking services, which can significantly ease the moving process.

Storage Costs

If there’s a delay between moving out of your current home and into your new one, you might need to use storage facilities. Storage costs can range from £30 to £50 per week for a small unit, increasing with the size of the storage space. Make sure to factor this into your budget, especially if your move involves long distances or complicated logistics.

Buildings Transaction Tax

In addition to stamp duty, some regions like Scotland and Wales have their own property taxes. For instance, Scotland imposes the buildings transaction tax on property purchases. It’s essential to check the specific regulations and rates for your area to avoid any surprises.

Leasehold Property Fees

If you’re buying a leasehold property, be prepared for ongoing costs such as ground rent and service charges. These can add a substantial amount to your annual expenses and should be considered when evaluating the overall affordability of a property.

Mortgage Costs

Don’t forget the various mortgage costs associated with buying a new home. These can include arrangement fees, valuation fees, and possibly early repayment charges if you’re switching lenders. It’s advisable to consult with your mortgage provider to understand all potential costs.

Removal Costs

Removal costs can vary widely depending on factors like distance, the volume of belongings, and additional services such as packing or dismantling furniture. Obtaining quotes from multiple removal companies can help you find the best deal. Remember, a professional removal company might offer added peace of mind with insurance coverage for your items during the move.

House Stamp Duty

In some cases, you might need to pay house stamp duty on your new property. This tax varies depending on the property value and your buyer status. First-time buyers often benefit from reduced rates, but it’s crucial to check the current rates and thresholds.

Upfront Costs

Moving involves several upfront costs that need to be paid before or during the move, such as deposits, initial rent payments, and insurance premiums. Planning for these expenses ensures you’re not caught off guard financially.

Northern Ireland Considerations

If you’re relocating to Northern Ireland, be aware of specific regional costs and regulations. This can include different property taxes and potential additional legal requirements.

Ways to Save Money on Moving Costs

Relocating can be expensive, but with some strategic planning, you can significantly reduce your expenses. Here are several ways to save money on moving costs:

Compare Quotes

One of the most effective ways to save is by comparing quotes from different professional movers. Use a house calculator to estimate the cost to move and gather multiple quotes to find the most cost-effective option. Look for a reputable company that offers competitive rates and good customer reviews.

Plan Your Move Off-Peak

Timing your move can also help you save money. Local moves during off-peak seasons, such as mid-week or mid-month, often come with lower rates. Avoiding peak moving times can result in a typical rate reduction, as demand is lower and companies are more willing to negotiate prices.

DIY Moving

If you’re up for some heavy lifting, consider a DIY move. Hiring a van service such as the one found in the Superman website, or enlisting friends or family to help can drastically cut down on costs. This is especially effective for local moves, where the logistics are simpler and less costly.

Declutter Before You Move

Reducing the number of items you move can lower your cost to move. Decluttering your home and selling or donating unnecessary items can save on packing, transportation, and storage expenses. This is particularly useful if you’re moving to a new property with different space requirements.

Pack Yourself

While packing services can be convenient, doing your own packing can save a considerable amount of money. Purchase your own packing materials, such as boxes and bubble wrap, and start packing well in advance to avoid last-minute stress.

Utilize Free Resources

Check with your local council or community groups for free moving resources. Many places offer free or discounted packing supplies, and you might find local volunteers willing to help with your move.

Insurance Considerations

Ensure your contents insurance covers your belongings during the move. This can prevent unexpected expenses if any items are damaged or lost. Some insurance providers include this coverage at no extra cost, so it’s worth checking your policy details.

Plan for the New Property

If you’re moving to a new house, budget for any necessary changes or repairs beforehand. This can prevent overspending after you’ve moved in. Additionally, make sure to transfer or set up utilities in advance to avoid any extra charges.

Use a House Calculator

Before making any financial decisions, use a house calculator to estimate all potential moving costs. This tool can provide a clear picture of your budget and help you plan accordingly.


Relocating involves numerous different costs, from legal fees and removal companies to packing services and storage. By understanding these expenses and planning ahead, you can manage the overall cost of your house move more effectively. Whether you’re dealing with long distance moves or local relocations, getting the best price is crucial. Use the insights and tips provided in this guide to navigate the financial aspects of your move, ensuring a smooth and budget-friendly transition to your new home. A well-planned move reduces stress and saves you money.